FICO SCORE. Let's talk about. How is yours?
DID YOU KNOW 90% of lending decisions rely on FICO credit scores?! Here's a quick reference on how they grade: 300 = poor; 580 = fair; 670 = good; 740 = very good; and 800+ = excellent.Payment History is key. I was taught to pay everything off every single month, in full, on time or early/before t
INTEREST RATES: How Are Mortgage Interest Rates Determined?!
DID YOU KNOW that Mortgage Interest Rates change DAILY and in some cases even HOURLY!? These changes most certainly impact both home purchase/refinance transactions, as rates for both types of loans follow similar market trends. Mortgage rates are influenced by their complex relationship with econ
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