Scams occur at all income and education levels, and criminals work to become increasingly more sophisticated. There are SO many out there whether it's to try and get your financial info, soliciting for you to refinance (if you're an existing homeowner) there's also people who pretend to be either Re

  DID YOU KNOW 90% of lending decisions rely on FICO credit scores?! Here's a quick reference on how they grade: 300 = poor; 580 = fair; 670 = good; 740 = very good; and 800+ = excellent.Payment History is key. I was taught to pay everything off every single month, in full, on time or early/before t

DID YOU KNOW that Mortgage Interest Rates change DAILY and in some cases even HOURLY!? These changes most certainly impact both home purchase/refinance transactions, as rates for both types of loans follow similar market trends.   Mortgage rates are influenced by their complex relationship with econ